24h
Express property valuation
100%
Guaranteed confidentiality
60 days
Legal window to act
29+
5-star Google reviews
What Happens If You Don't Act
Quebec's foreclosure process follows a precise legal sequence. The avis d'exercice (notice of exercise) is the 60-day foreclosure notice — your window to take control before the bank does.
Missed Payments
Your lender sends late payment notices.
Notice of Exercise (Day 0)
You have 60 days to act. The avis d’exercice starts the countdown.
You can still act60-Day Window
Critical period: sell now to maximize your equity before you lose the option.
You can still actCourt Takes Over
The lender seizes control. You lose all negotiating power.
Forced Sale
The bank sells at a deep discount. Your credit is damaged for 7 years.
Are you between steps 1 and 3? There's still time to act.
Your action plan
How I Help You
Discreet, human, and effective support — from your first call to the protection of your equity.
Confidential Call
A private 15-minute conversation about your situation. No judgment, no pressure.
Express Property Valuation
Your property is evaluated within 24 hours so you know exactly how much equity you have.
Accelerated Listing Strategy
Immediate listing through the RE/MAX network to achieve a fast, market-rate sale.
Equity Protected
You keep the maximum from your equity and protect your credit score.
Comparison
What You Stand to Save
The difference between a forced sale and a strategic sale can amount to tens of thousands of dollars.
Forced Sale by the Bank
- Sale price: 70–80% of market value
- Additional legal fees
- Credit damaged for 7 years
- Zero control over the process
- Stress and public exposure
Strategic Sale with Krystine Côté
- Sale price: 95–100% of market value
- Fees covered by the standard commission
- Credit preserved
- You stay in control
- Discreet and confidential process
Témoignages
Homeowners Who Trusted Us
See why they recommend Krystine to anyone facing a difficult real estate situation.
“Krystine helped us sell quickly in an extremely stressful situation. Thanks to her, we were able to preserve our equity and our dignity.”
Confidential Client
“An extraordinary person who gives 100%. Efficient, smart, and deeply empathetic. She walked us through every step of the way.”
Suzanne B.
“She was available to us throughout the entire process and took the time to explain each step clearly.”
Sabrina F.
4.9/5 sur Google • 29 avis vérifiés
Common questions
Your Questions, Answered
Will my bank know I contacted a broker?
Is it too late if my 60-day window has expired?
How quickly can you sell my home?
What happens to my remaining mortgage debt?
How much does your service cost?
Every Day That Passes Costs You Equity
Don't let the bank decide for you. Take back control today.